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Getting a Mortgage as a Single Parent – What to Know
Applying for a mortgage as a single parent is easy as long as you have the right approach to your application. While you might need some guidance on applying, it shouldn’t be too much of a problem. Granted, there are challenges to getting a mortgage as a single...
What You Need to Know About Mortgage Closing Disclosure
Buying a home can be quite overwhelming, especially with all the financial-related obligations you need to consider. Besides choosing the right financial options to help you own a new home, you need to understand the whole process to ensure that everything is...
6 Crucial Habits of Smart Property Buyers
Whether you are gearing up to purchase your very first home or another investment property, the real estate buying process comes with lots of emotions. Excitement comes paired with apprehension when you consider the amount of work that lies ahead. There are many...
Real Estate 101: What You Need to Know About Closing Rates
Most homeowners have tunnel vision on a loan’s down payment and interest rate above all the other factors. This can make them commit to loan terms that aren’t always the best option for their financial situation. Besides these two variables, it’s important to pay...
5 Tips to Help You Get a Mortgage as a Self-Employed Borrower
If you are self-employed, perhaps you have been worrying about buying your dream home or refinancing your loan. Self-employed borrowers may have a more difficult time during the mortgage application process. One reason for this is that it may be challenging to prove...
4 Ways to Boost Borrowing Power and Get a Bigger Mortgage
Almost everyone wants a big house. This is because nothing feels better than coming home from work and being welcomed by lavish amenities, massive rooms, and expansive lawns. While these demands are undeniably luxurious, they can give you a chance of living like...
Applying for a Home Loan: Here’s What You Need to Know About Employee Requirements
When you want to apply for a home loan, one of the things that you need to know is that lenders check your employment status. The only circumstance where employment is not going to matter is when you are retired, and you don’t have to be a part of the workforce. Why...
What to Know About the Ideal DTI Ratio for Mortgage
When a mortgage application is in place, a lender will look into the debt-to-income ratio as a vital measuring stick. You may have stable earnings, make timely payments on bills, and have a great credit score, but that's not all a lender will consider. If you have...
Buying Your First Home: Don’t Forget to Consider These 3 Factors
It’s nice to live in a place you own. Just imagine going home to your front doorstep, opening the keys to your place, and entering a space inhabited by only you—how amazing that would be, wouldn’t it? Although having a residence to call your own would be the dream,...